How to Save for a Down Payment

How to Save for a Down Payment

Owning your own home has a lot of payoffs, especially these days when mortgage rates are still among the lowest in 30 years. There are also many housing options available in a wide range of prices. Simply put, you can carry a home of your own for no more than what you would pay in…

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How to Match the Home You Buy

How to Match the Home You Buy

How to match the home you buy to your pocketbook So, you’ve decided to take the big leap and purchase your first home. Most of us have a “dream home” tucked away at the back of our minds — complete with six bedrooms, two fireplaces and a panoramic view. Before setting off to view properties…

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Don’t Forget Closing Costs

Don’t Forget Closing Costs

Don’t forget closing costs when buying a home Despite the low cost of carrying a mortgage these days, you should keep in mind “closing costs” in addition to your down payment for that dream home. These various charges can add up, and for the most part they are all legally required payments in buying a…

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Cut Years off your Mortgage

Cut Years off your Mortgage

With today’s low interest rates, deciding to buy a home is one of the best decisions anyone can make. Financing such a big purchase, however, often means combining savings with money borrowed through a financial arrangement, commonly referred to as a mortgage. Mortgages allow you to pay back the principal, or amount borrowed, plus interest,…

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Arranging your Mortgage

Arranging your Mortgage

Arranging your mortgage doesn’t have to be a baffling experience Buying a home today is an extremely attractive proposition. Interest rates are at their lowest in decades and the housing market is full of homes to suit just about any budget or family requirement. Still, you’ll inevitably have to deal with financing and this will…

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Window Coverings – Decorative and Functional

Window Coverings – Decorative and Functional

Window coverings play a leading role in the interior of home. They can help set atmosphere and can be both attractive and functional. Windows now come in a variety of new shapes and sizes, which has put increased demand on window covering manufacturers to create new products. Many new and custom-built homes have windows that…

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Say it with Colour

Say it with Colour

Even on the dullest winter day, colour fills our lives.  Look around and you’ll see a thousand shades of greens and browns, violets, greys, golds and blues.  Colour is also part of our language.  Few of us will dispute that it affects our moods and how we feel — red with anger, green with envy,…

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Quick Ways to Spruce Up your Home

Quick Ways to Spruce Up your Home

Sometimes, all it takes is a few simple fix-ups to improve the look of your home and make it more marketable. Even if you don’t plan to sell in the near future, a change of face can make your home more comfortable and appealing. If your kitchen, bathroom and other rooms in your home look…

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How to Host a Successful Yard Sale

How to Host a Successful Yard Sale

If your annual spring cleaning ritual has produced a mountain of unused and unwanted items, you may want to think twice before you simply toss them out. How about a yard sale to turn some of that “junk” into someone else’s “treasure?” Each weekend in spring and summer you’ll find yard sales popping up in…

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Garden Year Round in your Home

Garden Year Round in your Home

It’s hard for an avid gardener to put down their spade come winter. That’s why so many choose to garden year-round. Whether it is wintering expensive outdoor annuals inside your home, investing in a small greenhouse or growing miniature indoor gardens on window ledges and in special containers, there are many ways to keep gardening…

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